Young male with welding equipment

Cbus works hard to keep members covered

Published: 26 February 2020

Partner sponsored content supplied by:


The Government is introducing new rules that will remove automatic insurance cover for thousands of younger workers and those with low super balances. 

At Cbus, we’ve worked hard to ensure that manual workers – who work in high-risk jobs which are common in the building and construction industries – can continue to access important automatic cover.

What’s changed? 

From 1 April 2020, super funds can no longer provide automatic insurance cover for members under 25 or have less than $6,000 in their super account. This means new workers could be without any cover. 

And for Cbus members who work in dangerous jobs, finding suitable insurance cover elsewhere can be tricky and expensive.

We know how important it is that our members are covered from their first day on site^. Cbus and other industry organisations lobbied the Government to ensure that members in dangerous jobs stay protected. As a result, an exemption to these rules was introduced.

What does this mean? 

Thanks to this exemption, eligible Industry Super members who work in a manual occupation will continue to have access to automatic insurance cover.

This means that nothing will change for most Cbus members – we’ll continue to provide insurance cover for our members like we always have. Impacted members will be notified shortly with options.

We’re looking after members’ interests

This exemption isn’t just good for young members and people with low balances. It means Cbus can continue to provide universal cover for all manual workers who want cover, from the first day of work^, without members having to go through full health checks with the insurer. This helps keep prices competitive without skimping on the cover our members need.

Cbus will continue to advocate on behalf of members, and make sure that they have all the information they need to make the right decision.

For more information, visit or call 1300 361 784.

Please note:

^Other conditions may apply to when cover starts, such as receiving an on-time employer contribution.
This information is about Cbus. It doesn’t take into account your specific needs, so you should look at your own business needs, objectives and requirements before making any financial decisions. Read the relevant Cbus Product Disclosure Statement and related documents to decide whether Cbus is right for you. Call 1300 361 784 or visit for a copy.

Cbus’ Trustee: United Super Pty Ltd ABN 46 006 261 623 AFSL 233792 Cbus ABN 75 493 363 262